Insurance & Player Injuries

Insurance & Player Injuries

Background

The Queensland Christian Soccer Association (QCSA), on behalf of all affiliated clubs, insures against three types of risk:

• Liability (Public Liability & Products Liability)
• Personal Injury
• Management Liability

As a QCSA affiliated club, St Catherine's United Football Club is covered by these policies.

Personal Injury Insurance

The element of insurance cover most likely to be needed relates to personal injury. This cover is defined in the policy as:

"Bodily injury sustained by an insured person whilst actively engaged in playing or practicing for the sport..."

What Coaches and Managers Need to Do

It is the team Coach or Manager's responsibility to report injuries incurred by players or a coach while playing or practicing. Please decide in each team whether the Coach or Manager will undertake this task throughout the season.

Reporting is done through an online form in the MyClubMate (MCM) database:

1. Log on to MCM via the St Cats admin page
2. Select Injury Report from the menu
3. Select Create New Injury Report and fill in the details
4. Select Add New Injury Report at the bottom right of the screen

Use the Injury Report form to report all injuries of any significance. If in doubt, submit a report. If you do need to submit a report, please do so prior to the next match wherever possible while details are fresh.

What Does the Cover Provide?

Details of the cover can be found on the QCSA website:

1. Visit http://www.qcsa.org.au/website/
2. Select the Information button
3. Select Insurances from the dropdown menu

This page includes attachments including the Claim Form, Liability Insurance Certificate, Personal Injury Insurance Certificate and Association Policy Cover.

Making a Claim

If an injury results in claimable expenses, access the Claim Form on the QCSA website. Have the adult player (or parent of a junior player) fill in Page 1 of the form, then arrange completion of any relevant elements including Doctor or Employer statements.

The completed form should be submitted to the Club Secretary at str efd cdb rsq efd tus ab` rsq yzx @A? str tus cdb ab` tus str ./- opn rsq ghf ./- ab` uvt for club endorsement and transmission to the insurer.